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Businesslaundromatlaundromatsemi-absenteeSBA

Mesa Coin Laundry — 48 Machines

$350,000Phoenix, AZShared Mar 1, 2026by DealForge

Investment Score

89/ 100

Strong Buy

Strong yield and safe coverage. ROI is excellent.

Score Breakdown

SDE Multiple
91
ROI
100
SDE Margin
100
Cash Flow
100
Revenue Multiple
44

Strong Buy

At $350,000 (1.8x SDE), this is priced at or below the conservative end. SDE of $192,000, $140,995/yr free cash after salary and debt. If the financials verify, this is a solid acquisition.

What Does the Business Actually Produce?

Annual revenue: $280,000 COGS: $42,000 — Gross margin: 85.0% EBITDA: $180,000 SDE (Seller's Discretionary Earnings): $192,000 SDE is what matters for small business valuation. It's 68.6% of revenue. ✓ SDE margin above 35% is strong — this business has real pricing power or low overhead.

What Do Rational Buyers Pay?

For this business profile in Phoenix, AZ, typical SDE multiples run 3x–4.5x (laundromats are semi-passive with stable cash flow — solid multiples; strong margins command premium multiples). • Benchmark basis: laundromat multiple range based on national semi-passive business transaction comps; adjusted up for strong 35%+ SDE margin • At 3x SDE: $576,000 • At 4.5x SDE: $864,000 Asking price: $350,000 (1.8x SDE multiple) ✓ The asking price is below the bottom of the range — potentially a bargain if the SDE holds up.

The Reasonable Price Range

Based on a conservative SDE of $192,000: • Your disciplined range: $576,000 – $864,000 Anything above $864,000 means you're paying for projected growth or "potential" — that's the seller's upside, not yours. ✓ The listing is within your disciplined buying range.

Key Metrics

SDE

$192,000

EBITDA

$180,000

SDE Multiple

1.82x

Revenue Multiple

1.25x

Annual Cash Flow

$140,995

ROI

1955.59%

Monthly Debt Service

$4,250

Break-Even Revenue

$175,301

Share This Analysis

Mesa Coin Laundry — 48 Machines
Market: Phoenix, AZ
Purchase price: $350,000
SDE: $192,000
SDE Multiple: 1.82x
Cash flow: $140,995/yr
Score: 89/100
Verdict: Strong Buy
Full analysis: dealforgehq.com/share/example-phoenix-laundromat

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Financing Terms

Loan Type

sba 7a

Down Payment

10%

Interest Rate

10.5%

Loan Term

10 years

Full Analysis

What Does the Business Actually Produce?
Annual revenue: $280,000 COGS: $42,000 — Gross margin: 85.0% EBITDA: $180,000 SDE (Seller's Discretionary Earnings): $192,000 SDE is what matters for small business valuation. It's 68.6% of revenue. ✓ SDE margin above 35% is strong — this business has real pricing power or low overhead.
What Do Rational Buyers Pay?
For this business profile in Phoenix, AZ, typical SDE multiples run 3x–4.5x (laundromats are semi-passive with stable cash flow — solid multiples; strong margins command premium multiples). • Benchmark basis: laundromat multiple range based on national semi-passive business transaction comps; adjusted up for strong 35%+ SDE margin • At 3x SDE: $576,000 • At 4.5x SDE: $864,000 Asking price: $350,000 (1.8x SDE multiple) ✓ The asking price is below the bottom of the range — potentially a bargain if the SDE holds up.
The Reasonable Price Range
Based on a conservative SDE of $192,000: • Your disciplined range: $576,000 – $864,000 Anything above $864,000 means you're paying for projected growth or "potential" — that's the seller's upside, not yours. ✓ The listing is within your disciplined buying range.
Debt Test (Sleep-at-Night Rule)
Down payment: 10.0% → $35,000 Loan: $315,000 @ 10.5% for 10 years Annual debt service: $51,005 SDE ($192,000) − Your salary ($0) − Debt ($51,005) = $140,995/yr Debt coverage: 3.76x ✓ $140,995/yr after salary and debt — you can sleep at night.
Exit Analysis (5-Year Hold)
Exit value (future SDE × implied multiple): $381,950 Remaining loan balance: $197,752 Selling costs: 10.0% → $38,195 Net sale proceeds: $146,004 Cumulative cash flow: $748,179 over 5 years Total profit: $850,683 Equity multiple: 20.56x ROI: 1955.6%
My Straight Answer
At $350,000 (1.8x SDE), this is priced at or below the conservative end. SDE of $192,000, $140,995/yr free cash after salary and debt. If the financials verify, this is a solid acquisition.

Benchmarks used in this analysis (cap rates, SDE multiples, expense ratios) are derived from national averages by asset class and business type, drawing on industry data sources such as CBRE, Marcus & Millichap, BizBuySell, and IBBA market reports. These are broad benchmarks — they are NOT specific to your local market. Actual cap rates, multiples, and pricing in your area may differ significantly based on local supply/demand, population trends, economic conditions, and comparable sales. Always validate with local comps, broker opinion, and an independent appraisal before making an offer.

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