DemoDevelopment

Pine Valley Self-Storage — 200 Units

$2,489,853self storage · Greenville, SCself-storagedevelopmentGreenville

Key Metrics

91

Investment Score · How attractive is this opportunity?

Strong Buy

Strong yield and safe coverage. Dev Spread is excellent.

Construction Phase

Total Dev Cost
$2,489,853
Construction Equity
$1,004,853
Construction Interest
$57,853
LTC
59.64%

Lender & Feasibility

LTV (Stabilized)
50.65%
Profit on Cost
51.52%
Breakeven Occupancy
72.75%
Cost / Unit
$12,449
Cost / SF
$111

Stabilized Returns

Stabilized Value
$3,772,523
Value Created
$1,282,670
NOI
$245,214
Yield on Cost
9.85%
YOC Spread
3.35%
DSCR
1.55
Annual Cash Flow
$86,795
Cash-on-Cash
8.64%
IRR
22.10%
Equity Multiple
4.34x

Lease-Up Scenario Analysis

Lease-UpIRRInterest CarryCash Burn
6 mo22.10%$0-$6,728
12 mo (base)22.10%$0-$16,820
18 mo21.23%$63,113-$26,912
24 mo21.23%$126,225-$37,004
Net Equity (at exit cap)
$1,282,670
ROI
234.22%

Top Risks

Exit cap sensitivity: +0.5% reduces value by $269,466

How to Improve

Negotiate a lower purchase price or verify rents support the implied cap rate

Risk diagnostics are rule-based estimates. Always verify with independent due diligence.

Exit Cap Rate6.5%
Typical: 5.5% – 8.0%within typical range
Yield on Cost9.8%
Typical: 7.0% – 10.0%within typical range
Development Spread3.3%
Typical: 1.5% – 3.5%within typical range
DSCR1.55x
Typical: 1.20x – 1.50xabove typical — strong
LTC59.6%
Typical: 55.0% – 75.0%within typical range
Breakeven Occupancy72.8%
Typical: 60.0% – 80.0%within typical range
Profit on Cost51.5%
Typical: 15.0% – 30.0%above typical — strong
Construction Timeline10 mo
Typical: 8 mo – 18 mowithin typical range
Hard Cost / SF$73
Typical: $40 – $85within typical range

Benchmarks are national averages by asset class (CBRE, Marcus & Millichap, BizBuySell, IBBA). Actual ranges vary significantly by local market, deal size, and condition. Always validate with local comps.

Severity

Base Score

91

Strong Buy

-65

score change

Stressed Score

26

Weak

Annual Cash Flow

$11,810

-$74,985 from base

ROI

31.7%

-202.5% from base

Amortization Schedule

Monthly Payment

$13,201.60

Total Interest

$2,049,729

Interest / Total

51.8%

Loan Term

25 yrs

YearPaymentPrincipalInterestBalanceP/I Split
Year 1
$158,419$30,372$128,047$1,880,379
19% principal
Year 2
$158,419$32,486$125,933$1,847,893
21% principal
Year 3
$158,419$34,748$123,671$1,813,145
22% principal
Year 4
$158,419$37,168$121,251$1,775,977
24% principal
Year 5
$158,419$39,756$118,663$1,736,221
25% principal
Year 6
$158,419$42,524$115,895$1,693,697
27% principal
Year 7
$158,419$45,485$112,934$1,648,212
29% principal
Year 8
$158,419$48,652$109,767$1,599,561
31% principal
Year 9
$158,419$52,039$106,380$1,547,521
33% principal
Year 10
$158,419$55,663$102,757$1,491,859
35% principal
Total$3,960,480$1,910,751$2,049,729$0
Loan: $1,910,751Rate: 6.75%Term: 25 yrsAmort: 25 yrsDown: 19%
Cash Out

$1,030,895

New Monthly

$18,420

+$5,219 vs original

New Cash-on-Cash

0.00%

Annual Cash Flow

$32,094

Cash Left in Deal

$0 — fully recovered!

Return on Remaining

∞ — infinite return

Property Value at Year 1$3,885,699
New Loan Amount (75% LTV)$2,914,274
Original Balance at Year 1$1,880,379
Equity After Refi$971,425
Adjusted Total Cash Invested-$299,116
Original Payment → New Payment$13,202$18,420

This refinance recovers $1,030,895 of your initial equity — ideal for a BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy.

Sensitivity Analysis

← Scroll to view all metrics →

Hard CostsYield on CostDev SpreadDSCRNOICash FlowIRRLTCProfit on CostBreakeven Occ.
$1,318,00011.79%5.29%1.55x$245,214$86,79524.66%57.03%81.39%72.75%
$1,401,00011.24%4.74%1.55x$245,214$86,79523.99%57.78%72.87%72.75%
$1,484,00010.73%4.23%1.55x$245,214$86,79523.34%58.46%65.11%72.75%
$1,567,00010.27%3.77%1.55x$245,214$86,79522.71%59.07%58.02%72.75%
$1,650,000BASE9.85%3.35%1.55x$245,214$86,79522.10%59.64%51.52%72.75%
$1,733,0009.46%2.96%1.55x$245,214$86,79521.51%60.17%45.52%72.75%
$1,816,0009.10%2.60%1.55x$245,214$86,79520.94%60.65%39.99%72.75%
$1,899,0008.77%2.27%1.55x$245,214$86,79520.39%61.10%34.86%72.75%
$1,982,0008.46%1.96%1.55x$245,214$86,79519.86%61.51%30.09%72.75%

Highlighted row is the current deal value. Green = improvement, red = deterioration vs. base case.

Deal Analysis

Get a disciplined, no-BS assessment of this deal — earnings evaluation, rational valuation range, debt service test, risk flags, and a straight answer.

What-If Scenario Builder

Saved Scenarios

Best ReturnBest Balanced
$350,000
$45,000
$1,650,000
12%
8%
10 mo
75%
8.5%
12 mo
6.5%
$32,000
$14,000
6%
3.5%
2.5%
19%
6.75%
25 yrs

Key Metrics

91

Investment Score · How attractive is this opportunity?

Strong Buy

Strong yield and safe coverage. Dev Spread is excellent.

Construction Phase

Total Dev Cost
$2,489,853
Construction Equity
$1,004,853
Construction Interest
$57,853
LTC
59.64%

Lender & Feasibility

LTV (Stabilized)
50.65%
Profit on Cost
51.52%
Breakeven Occupancy
72.75%
Cost / Unit
$12,449
Cost / SF
$111

Stabilized Returns

Stabilized Value
$3,772,523
Value Created
$1,282,670
NOI
$245,214
Yield on Cost
9.85%
YOC Spread
3.35%
DSCR
1.55
Annual Cash Flow
$86,795
Cash-on-Cash
8.64%
IRR
22.10%
Equity Multiple
4.34x

Lease-Up Scenario Analysis

Lease-UpIRRInterest CarryCash Burn
6 mo22.10%$0-$6,728
12 mo (base)22.10%$0-$16,820
18 mo21.23%$63,113-$26,912
24 mo21.23%$126,225-$37,004
Net Equity (at exit cap)
$1,282,670
ROI
234.22%

Analysis Notes1

Phase 1: 200 units on 2.5 acres. Pad-ready site with utilities at the lot line. Phase 2 expansion possible on adjacent 1.2 acres.

Created Jan 18, 2026·Last updated Mar 2, 2026, 12:00 PM·2 scenarios·Financing: Conventional @ 6.75% / 25yr

Disclaimer: This analysis is for informational purposes only and does not constitute financial, legal, tax, or investment advice. All projections and metrics are estimates based on user-provided inputs. Conduct independent due diligence and consult qualified professionals before making financial decisions.